Employee Medical Insurance in the UAE
Health cover is now mandatory for every private-sector employee in the UAE — and in several emirates a visa won't issue or renew without it. We arrange the right compliant plan with licensed insurers, handle enrolment and renewals, and pass the premium through at cost.
What the law requires
- Cover for every private-sector employee
- At least the mandated minimum plan
- Often tied to visa issue and renewal
- Dependants included where the emirate requires it
Federal from 1 January 2025; Dubai and Abu Dhabi for years before.
What we handle
The right compliant plan
We match each employee to a plan that meets the mandated minimum for their emirate, and quote it against several licensed insurers rather than one.
- Meets the legal minimum
- Emirate-specific rules applied
- Quotes from multiple insurers
- Dependants covered where required
Enrolment, handled
The forms, the member data and the insurer back-and-forth are ours to manage, so a new hire is covered in time for their visa rather than after it.
- Member enrolment
- Documentation prepared
- Coordinated with the visa
- Cards issued to your team
Changes as your team moves
People join and leave. We add and remove members through the year and reconcile it, so you are neither over-paying nor exposed.
- Add and remove members
- Mid-term adjustments
- Dependant additions
- Clean reconciliation
Renewal without the scramble
We flag the renewal before it lapses, re-quote it, and tell you plainly if a cheaper compliant option exists — a lapsed policy can hold up a visa.
- Renewal reminders
- Re-quoted each year
- Compliant alternatives shown
- No lapse at renewal
Compliant cover, arranged for you
Tell us your team; we quote it across licensed insurers, enrol and issue, and manage the changes and renewals through the year.
- 01
Tell us your team
Headcount, who has dependants, and which emirate each visa sits under — that decides the minimum cover each person needs.
- 02
We quote it
We take it to several licensed insurers and come back with compliant options and their real premiums, not a single marked-up number.
- 03
Enrol and issue
You pick a plan; we handle enrolment, prepare the documents, coordinate with the visa, and get the cards to your people.
- 04
Manage the year
Members added and removed as your team changes, and the policy re-quoted and renewed before it lapses.
The OMC approach to employee cover
It's a legal requirement, not a nice-to-have
Since 1 January 2025, health cover is mandatory for every private-sector employee across the UAE. Dubai (DHA) and Abu Dhabi (DOH) have required it for years; the federal scheme extended it to the remaining emirates, and in several a residence visa will not issue or renew without it.
The premium is passed through at cost
Our fee is for arranging and managing the cover. The insurer's premium is the insurer's price — we pass it through, so you see the real number, not one with our margin folded in.
It sits with your compliance
Insurance renewal shares a clock with your licence, visas and Emirates IDs. Handled by the firm already tracking those dates, it's one fewer deadline to miss.
We won't oversell the plan
If the basic mandated cover is right for your team, we'll say so rather than steer you to a richer plan you don't need. Cover you're required to hold is not cover you should overpay for.
One clock with your other deadlines
Insurance renewal sits alongside your licence, visa and Emirates ID dates. Handle it with the firm already tracking those in your PRO services and it stops being a separate thing to remember.
Our arrangement fee
Medical insurance — arrangement (per person, annual)
AED 500Per person, per year, for arranging and managing the cover. The insurer's premium is separate and paid at cost. See all service pricing.
Ready to start?
Cover your team, compliantly
Tell us your headcount and which emirates your visas sit under, and we'll come back with compliant options and their real premiums.